Meet The Team
Real local people on your side
No 1-800 numbers and no online quote mills — just licensed Minnesota agents out of our Chaska office who pick up the phone when your plan changes and actually remember your name.
Plain-English answers to the insurance questions Minnesotans actually ask — written by local brokers who’d rather inform you than sell to you.
We write the explainers we wish existed when we started — honest, specific to Minnesota, and free of jargon. Here’s what’s worth reading first.
The biggest decision at 65, explained without the sales pitch — including why MN’s Medigap plans aren’t the lettered plans you see in ads.
HealthReal premiums by age, what subsidies change, and the six factors that move your price.
HealthIt mostly comes down to one question — do you qualify for a subsidy? Here’s how to tell.
HealthThe short answer is no — here’s exactly how brokers get paid and why you pay the same as going direct.
HealthAn honest comparison of three of Minnesota’s biggest carriers — networks, ratings, and fit.
MedicareThe trade-offs the commercials skip — and who Advantage still works great for.
HealthFour real paths for freelancers and owners — plus a subsidy many don’t know they qualify for.
GuideEvery window explained — when to enroll and how to dodge lifelong penalties.
Send a few basics and a licensed Minnesota agent will reach out with real options — no pressure, no script.
We’ll get back to you within one business day.
No 1-800 numbers and no online quote mills — just licensed Minnesota agents out of our Chaska office who pick up the phone when your plan changes and actually remember your name.
