Health Insurance

Travel coverage for snowbirds & adventurers.

Whether you’re wintering somewhere warm or heading overseas, travel insurance covers the two things that ruin a trip: a cancellation that costs you the deposit, and a medical emergency far from home. It matters even more on Medicare, which generally won’t follow you abroad. We’ll match you to the right policy.

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📍 Local Chaska, MN brokers
MNsure-certified

Your regular coverage may stop at the border

Original Medicare provides very limited coverage outside the U.S., and even commercial plans can leave gaps when you travel. A medical emergency abroad — or a trip you have to cancel — can be a five-figure surprise without the right policy.

We’ll match the coverage to your trip, your health, and how often you travel.

Two kinds of protection

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Emergency medical

Covers medical care and emergency evacuation while you’re traveling — the piece that matters most when your home plan or Medicare won’t follow you abroad.

Policies range from single-trip plans to annual multi-trip coverage for frequent travelers, and from basic medical-only to comprehensive cancel-for-any-reason options. We’ll size it to how and where you travel.

Travel coverage, answered

Generally no. Original Medicare provides very limited coverage outside the United States, which is why travel medical insurance is especially important for Medicare beneficiaries heading overseas or on a cruise.
Most plans combine trip protection (cancellation, interruption, delays, lost baggage) with emergency medical and evacuation coverage. You can choose medical-only or comprehensive plans depending on your trip.
Snowbirds often benefit from longer-duration or annual multi-trip policies that cover extended stays. We’ll match the policy length to how long you’re away.
No. Our compensation is built into the policy either way, so you pay the same and get help choosing the right coverage.

Get covered before you go

Tell us about your trip and a licensed agent will match you to the right travel policy.

  • Free, no-obligation comparison
  • Emergency medical & evacuation covered
  • Snowbird and annual options
  • A real local person to help

Request your free quote

We’ll get back to you within one business day.

By submitting, you agree a licensed agent may contact you. No spam, ever.

Real local people on your side

No 1-800 numbers and no online quote mills — just licensed Minnesota agents out of our Chaska office who pick up the phone when your plan changes and actually remember your name.

Last updated: June 19, 2026