Carriers

The carriers we represent

Independence is the whole point: instead of one company’s lineup, we shop Minnesota’s major carriers and match you to the plan that fits your doctors, your prescriptions, and your budget.

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📍 Local Chaska, MN brokers
🤝 Independent — we shop the market

One agency, many carriers — on purpose

Because we’re independent, we’re not locked into a single insurer’s lineup. That lets us put Minnesota’s major carriers side by side and match you to the one that actually covers your doctors and prescriptions at the best total cost.

The right carrier is different for every person — which is exactly why having options matters.

Minnesota health carriers we work with

For individual, family, and group health coverage, the Minnesota carriers we work with include the state’s major insurers — so we can compare networks, formularies, and total cost across them for your situation.

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HealthPartners

An integrated insurer and care system, often with the lowest premiums and top quality ratings when your providers are in-network.

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Medica

A broad statewide network that now also serves former UCare individual & family members.

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Quartz & others

We compare the other carriers offering Minnesota marketplace plans too, so nothing’s left off the table.

Not sure which network has your doctor? See how the big three compare in our carrier comparison →
Want our honest take on each carrier? Read our carrier reviews — strengths, trade-offs, and contact info →

Beyond health insurance

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Life & Disability

For term, whole life, final expense, and disability coverage, we shop multiple national carriers to find the right protection at the best rate for your health and budget.

Carrier availability and plan options change from year to year and depend on your location. Because we’re independent, we’re glad to walk you through the current options for your specific situation — just ask.

Our carriers, answered

For Minnesota health insurance we work with the state’s major carriers, including Blue Cross Blue Shield of Minnesota (Blue Plus), HealthPartners, Medica, and others offering marketplace plans such as Quartz. Because we’re independent, we compare them side by side for you.
On average we represent 6 organizations offering 50 products in your area, across Medicare Advantage, Medigap, and Part D. The exact number of organizations and plans depends on your location. We don’t offer every plan available in your area, and you can always contact Medicare.gov or 1-800-MEDICARE for the full list.
No. Working with an independent broker is free to you regardless of how many carriers we compare. Commissions are built into the plans whether you use a broker or not, so you pay the same as buying direct.
We start with your doctors and prescriptions, check which carriers cover them, and compare total annual cost — premium plus expected out-of-pocket — not just the monthly price. The best carrier is different for every person.
Yes — carrier availability changes year to year and by location, so the most accurate answer is a quick conversation. Reach out and we’ll walk through exactly which carriers and plans are available for your situation.

Let’s match you to the right carrier

Tell us your doctors and prescriptions and a licensed Minnesota agent will compare carriers for the best fit and price.

  • Multiple carriers compared for you
  • Your doctors & prescriptions verified
  • Total cost, not just premium
  • Independent — we don’t favor any one

Request your free quote

We’ll get back to you within one business day.

By submitting, you agree a licensed agent may contact you. No spam, ever.

Real local people on your side

No 1-800 numbers and no online quote mills — just licensed Minnesota agents out of our Chaska office who pick up the phone when your plan changes and actually remember your name.

Last updated: June 19, 2026