Covering yourself, your family, or your team, the hard part is the same: knowing which plan actually fits your doctors, your prescriptions, and your budget. We’re an independent Chaska brokerage that compares your options across carriers — and through MNsure if a subsidy applies — then handles the paperwork. Free to you, no pressure.
Health insurance is one of the biggest bills most households have, and it’s sold in a way that makes it almost impossible to compare apples to apples. We translate it — in plain language, with real numbers — and we’re independent, so we’re not steering you toward any one company.
Tell us what matters and we’ll bring you the options that fit, not just the ones that pay us.
Not sure which of these you need? That’s exactly what we’re here for — start anywhere, and we’ll point you to the right fit.
ACA and off-exchange plans for individuals, families, and the self-employed — matched to your doctors and budget.
The state marketplace — and the only place to claim a premium tax credit if your income qualifies.
Traditional group health for businesses that want to offer their team real coverage.
Reimbursement arrangements that let smaller employers fund coverage without a traditional group plan.
Standalone dental coverage to fill what most medical plans leave out.
Standalone vision coverage for exams, lenses, and frames.
Coverage for trips and the gaps abroad — including where Medicare won’t follow you.
We know how Blue Cross Blue Shield of Minnesota, Medica, and HealthPartners plans actually behave around here — which clinics are in-network, how the referral rules differ, and where a cheaper premium quietly costs you more at the M Health Fairview or Allina clinic you already use.
We’re also certified MNsure assisters, so if a subsidy or a special enrollment period applies, we handle that paperwork with you rather than pointing you to a help line. And because we’re local, you can call the same person next year when something changes.
Your doctors, prescriptions, budget, and who needs coverage. A quick call or the form below is all it takes.
We line up plans across our carriers — checking your subsidy through MNsure when it applies — and explain the trade-offs.
We handle the application and stay your point of contact year-round for claims, changes, and renewals.
Send a few basics and a licensed Minnesota agent will reach out with real options — no pressure, no sales script.
We’ll get back to you within one business day.
No 1-800 numbers and no online quote mills — just licensed Minnesota agents out of our Chaska office who pick up the phone when your plan changes and actually remember your name.