Health Insurance

Vision coverage for exams, lenses & frames.

If anyone in your house wears glasses or contacts, a vision plan usually pays for itself in a year. It covers routine eye exams and gives you an allowance toward lenses, frames, or contacts. We’ll find a plan that works with your eye doctor — free to you.

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Eye care adds up quietly

An annual exam, a new prescription, frames, and lenses can total several hundred dollars per person — every year. A modest vision plan smooths that into a small monthly cost and an allowance you can count on.

Exams, eyewear, and an allowance

A typical vision plan covers a routine eye exam each year with a small copay, then gives you an allowance toward frames and lenses or a contact-lens allowance, plus discounts beyond the allowance. Plans usually work best at in-network providers, though many offer some out-of-network reimbursement.

It’s simple coverage, so the comparison comes down to the exam copay, the eyewear allowance, how often you can use it, and whether your eye doctor is in-network — which we’ll check.

Vision coverage, answered

Most plans cover an annual eye exam for a small copay and provide an allowance toward glasses or contacts, with discounts on anything above the allowance. Specifics vary by plan.
If you only need an occasional exam and no eyewear, you may pay close to out-of-pocket cost. The value shows up when someone in the household buys glasses or contacts regularly — we’ll help you weigh it.
Often, yes — we check whether your provider is in-network before you enroll, since that’s where the allowance and discounts are richest.
No. Our compensation is built into the plan either way, so you pay the same and get help choosing.

Find vision that fits

Send a few basics and a licensed agent will compare vision plans for your family and your eye doctor.

  • Free, no-obligation comparison
  • We check that your eye doctor is in-network
  • Exam copays & eyewear allowances compared
  • A real local person to help

Request your free quote

We’ll get back to you within one business day.

By submitting, you agree a licensed agent may contact you. No spam, ever.

Real local people on your side

No 1-800 numbers and no online quote mills — just licensed Minnesota agents out of our Chaska office who pick up the phone when your plan changes and actually remember your name.

Last updated: June 19, 2026