MNsure is Minnesota’s health insurance marketplace, and the only place you can use a premium tax credit. It can be confusing to navigate alone. We’re certified MNsure assisters who check what you qualify for, compare the plans, and walk the enrollment with you — at no cost.
MNsure is where the financial help lives, but the income estimates, plan tiers, and enrollment rules trip people up — and a mistake can cost you a subsidy you were entitled to or leave you with the wrong plan.
A certified assister costs you nothing and takes the guesswork out of it.
MNsure is the state’s official health insurance exchange. Plans on MNsure are the same ACA-compliant coverage you’d find off-exchange, but it’s the one place you can apply a premium tax credit or cost-sharing reduction if your income qualifies. For many households that subsidy is worth hundreds of dollars a month.
As certified assisters, we can sit on the same side of the table as you — estimating your income correctly, comparing plans, and submitting the application — rather than leaving you to a help line.
The enhanced federal tax credits that lowered premiums since 2021 expired on December 31, 2025. The regular premium tax credit still exists for households between 100% and 400% of the federal poverty level, but the amounts are smaller and people above that income line no longer qualify. If you set your plan up a few years ago, your real cost almost certainly changed — rechecking takes a few minutes with us.
Send a few basics and a certified MNsure assister will review your subsidy and compare plans with you.
We’ll get back to you within one business day.
No 1-800 numbers and no online quote mills — just licensed Minnesota agents out of our Chaska office who pick up the phone when your plan changes and actually remember your name.