Most medical plans don’t include adult dental, so a standalone dental policy keeps cleanings, fillings, and bigger procedures from coming straight out of pocket. We’ll match you to a plan that covers your dentist and your needs — free to you.
Routine cleanings are one thing, but a crown or root canal can run well into four figures with no coverage. A dental plan turns those surprises into predictable costs — the trick is matching the plan to how you actually use the dentist.
Most dental plans are built in tiers: preventive care like cleanings and exams is usually covered at or near 100%, basic work like fillings at a lower percentage, and major work like crowns and root canals at a lower percentage still — often after a waiting period. Plans come as PPOs (use any dentist, best rates in-network) or DHMOs (lower cost, a set network and assigned dentist).
We’ll check that your dentist is in-network, compare annual maximums and waiting periods, and find the plan that fits how often you go.
Send a few basics and a licensed agent will compare dental plans for your family and your dentist.
We’ll get back to you within one business day.
No 1-800 numbers and no online quote mills — just licensed Minnesota agents out of our Chaska office who pick up the phone when your plan changes and actually remember your name.