Meet The Team
Real local people on your side
No 1-800 numbers and no online quote mills — just licensed Minnesota agents out of our Chaska office who pick up the phone when your plan changes and actually remember your name.
There are easier ways to sell insurance than the way we do it — but not better ones for you. Here’s what makes an independent, local, honest brokerage different from a captive agent, a call center, or going it alone.
A captive agent can only sell you one company’s products. A call center hands you a different rep every time and vanishes after the sale. Buying direct online leaves you comparing dense plan documents alone. Each one quietly puts the work — or the limits — on you.
We built Options.Health to be the opposite of all three: independent, local, free, and honest.
We represent many carriers, not one. That means we can recommend the plan that fits you — not the only thing we’re allowed to sell.
We’re based in Chaska and most of our team lives in the southwest metro. You work with real people who answer the phone and remember your name.
Carriers build a commission into every plan whether you use a broker or not. With us, you get an advocate at the exact same price as going direct.
We publish real costs, plain comparisons, and even the downsides — because the right decision beats the easy sale. It’s how we earn trust.
We don’t disappear after you enroll. Claims, renewals, life changes — you call the same local team, year after year.
One trusted team across the coverage your household actually needs, so your guidance stays consistent as your life changes.
| Options.Health | Captive agent | Call center | Going direct | |
|---|---|---|---|---|
| Compares multiple carriers | ✓ | ✗ One company | ~ Varies | ✗ You do it |
| A local person who knows you | ✓ | ✓ | ✗ | ✗ |
| Independent (not selling one brand) | ✓ | ✗ | ~ | — |
| Help year-round, not just at enrollment | ✓ | ✓ | ✗ | ✗ |
| Same price as buying direct | ✓ | ✓ | ✓ | ✓ |
Options.Health is the health, Medicare, and life division of Options Insurance, an independent Minnesota brokerage. Our founder started the agency in 2014 and acquired Options Insurance in 2020, keeping the team intact. Today we’re rated 4.9 out of 5 across 316 reviews, we’re certified MNsure assisters, and we’re licensed in Minnesota and 11 additional states.
Send a few basics and a licensed Minnesota agent will reach out with real options — no pressure, no script.
We’ll get back to you within one business day.
No 1-800 numbers and no online quote mills — just licensed Minnesota agents out of our Chaska office who pick up the phone when your plan changes and actually remember your name.
