Minnesota Health & Medicare Broker

Health insurance that fits your life — without the guesswork.

Sorting through MNsure, Medicare, and a dozen plans on your own is exhausting — and one wrong box can cost you your doctor or your prescriptions. We’re a local Chaska brokerage that lines up every option against your doctors and your budget, then handles the paperwork. No cost to you. No pressure.

4.9 / 5 · 316 Google reviews
📍 Based in Chaska, MN
🤝 11 core carrier partners
Licensed in 12 states

You shouldn’t need an actuary’s degree to get covered

Most folks we meet have already spent hours comparing plans and still aren’t sure they picked the right one. That second-guessing is the worst part — and it’s exactly what a good broker is supposed to take off your plate.

We’ve helped hundreds of Minnesota neighbors do this. You bring the questions; we bring the plans, the math, and a straight answer.

One local team for health, Medicare, and life

We’re independent, so we’re not pushing any single company’s product. We start with what you need, then shop it across our carriers and the MNsure marketplace.

A local office, not a national call center

We work in the same networks you do. That means we know how Blue Cross Blue Shield of Minnesota, Medica, and HealthPartners plans actually behave around here — which clinics are in-network, how the referral rules differ, and where a cheaper premium quietly costs you more at the M Health Fairview or Allina clinic you already use.

We’re also certified MNsure assisters, so if a subsidy or a special enrollment period applies to you, we’ll handle that paperwork with you instead of pointing you to a help line. And because we’re in Chaska, you can call the same person next October when something changes — not a new rep every time.

Three steps, and we do the heavy lifting

1

Tell us what matters

Your doctors, your prescriptions, your budget, and anything you’re worried about. A quick call or the form below is all it takes.

2

We compare every plan

We line up options across our carriers side by side — real numbers, real networks, no jargon — and tell you the trade-offs.

3

Enroll and relax

We handle the application and stay with you year-round — for claims questions, life changes, and the next enrollment window.

The things people ask us first

Nothing. We’re paid by the insurance carriers, and that commission is already built into the premium whether you use a broker or not — so the plan doesn’t cost a penny more by going through us. You get a local advocate for the same price you’d pay buying it alone.
It depends on your income. If you qualify for a premium tax credit, you generally have to enroll through MNsure to use it — and that subsidy can be worth hundreds a month. If you don’t qualify, an off-exchange plan sometimes gives you more options. We run both so you can see the real cost difference before you decide.
Yes — that’s a big part of what we do. We’ll review what you have, check whether your doctors and medications are still covered, and only suggest a switch if it actually saves you money or fixes a coverage gap. If your current plan is the best fit, we’ll tell you that too.
For Medicare, your Initial Enrollment Period runs around your 65th birthday, and the Annual Enrollment Period is October 15 to December 7 each year. For individual and family plans, Open Enrollment is typically November 1 to January 15, though life events like a move, a new baby, or losing job coverage can open a Special Enrollment Period. We’ll tell you which window applies to you.
No. We use your information only to find and service your coverage. We don’t sell lead lists, and you won’t get buried in robocalls because you talked to us.

Rated 4.9 / 5 across 316 reviews

Don’t take our word for it — here’s what Minnesota families and business owners say about working with our team.

Tell us a little — we’ll do the comparing

Send the basics and a licensed Minnesota agent will reach out with real options, not a sales pitch.

  • Free, no-obligation plan comparison
  • We check your doctors & prescriptions first
  • MNsure subsidy eligibility reviewed
  • A real local person, year-round

Request your free quote

We’ll get back to you within one business day.

By submitting, you agree a licensed agent may contact you. No spam, ever.

Real local people on your side

No 1-800 numbers and no online quote mills — just licensed Minnesota agents out of our Chaska office who pick up the phone when your plan changes and actually remember your name.

Last updated: June 11, 2026