Carrier Review

Medica review

A Minnesota-based insurer with a broad Upper-Midwest network — and the new home for former UCare members.

🤝 Independent — we shop the market
4.9 / 5 · 316 reviews
📍 Local Chaska, MN brokers

Medica is a Minnetonka-based health plan serving individuals, families, employers, and Medicare members across Minnesota and the Upper Midwest. As of January 1, 2026, Medica also became the carrier for the individual and family plans that previously belonged to UCare, after UCare exited that market.

A note on these reviews: Options.Health is an independent brokerage that represents the carriers profiled here, and these are our own professional assessments — we’ve tried to be balanced about both strengths and trade-offs. The right carrier and plan depend on your doctors, prescriptions, and budget, which is exactly what we help you sort out. We’re paid the same regardless of which carrier you choose, so our advice isn’t tied to any one company.

What to consider

  • Medica filed among the larger individual-market rate increases for 2026 — compare before assuming
  • If your plan moved over from UCare, the plan and network details may have changed
  • Network breadth varies by plan tier, so check your providers
Who it’s a good fit for: People who want an established Minnesota insurer with a wide regional network — and former UCare members whose coverage moved to Medica.

Medica — contact

For existing members. To choose or enroll in a plan, call us at (952) 392-9508 — it’s free.

Customer service866-810-5238
Medicare customer service866-839-4013

Medica, answered

Yes. We’re an independent brokerage and Medica is one of the carriers we can place you with. We’ll compare it against the others to find your best fit — at no cost to you.
It depends on the specific plan. Networks vary by product and by year, so before you enroll we check that your providers and prescriptions are covered.
No. We’re paid by the carrier and the plan costs the same as going direct, so you get local help and ongoing service for free.

Compare Medica with the rest

Tell us a bit about your situation and we’ll compare Medica against every other carrier we represent — free.

  • Free, no-obligation comparison
  • We check your doctors & prescriptions
  • Independent advice across carriers
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Real local people on your side

No 1-800 numbers and no online quote mills — just licensed Minnesota agents out of our Chaska office who pick up the phone when your plan changes and actually remember your name.

Last updated: June 19, 2026